PETROMAC - We Pump Capital Into YOUR C-Store


PetroMAC's Loan Products For Petroleum Marketers, C-Stores And Franchise Operators


Hard Money Loan Program Highlights For Petroleum Properties And Businesses

Designed for businesses with little to no financials, underperforming sites and locations that require a fast close.

Types Of Financing:


Loan Amounts:

$300,000 - $5,000,000


1,2,3 Year Terms / Interest Only

Interest Rate:

10 - 18%

Loan To Value:

40 - 65%


3 - 8 Points
1 Point Frequently Paid At Commitment


Owner Occupied Preferred
Three Years Industry Experience Preferred
Debt Service Can Be As Low As 1.0 : 1


First lien on land, building, equipment and inventory.                                                                 Personal guarantees required.

Underwriting Timeline:

Loan decision usually made within ten days after all requested information is received.  Closing is usually 10-21 days after receipt of third party reports.

To prequalify for financing, download the following forms and provide the following information and fax to (202) 478-1811 or email to

  1. Completed Tri-Merged Credit Report or Credit Authorization
  2. Last Three Years Business Financials (Seller / Borrower, if available)
  3. Year-To-Date Business Financials (Seller / Borrower, if available)
  4. Last Three Years Fuel Gallonage (Seller / Borrower)





Loan Submission


Gas Station Convenience Store Loan Submission

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Gas Station Construction Financing Loans


Truck Stop Loans Financing


Petroleum Jobber Financing



Why Use PetroMAC


 Fixed Rate Financing For Gas Stations


Frequently Asked Questions - FAQ


Apply Online For Gas Station Financing


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Low Fixed Rate Financing






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Gas Station Pre-Qualifying

Click Image To View A Short Video On How To Pre-Qualify For Financing

I don’t have time to read all of this! I just want to apply for a loan! Please click here

Read here the most
Frequently Asked Questions about
obtaining financing

Find out why gas station and convenience store appraisals are different than other commercial properties from Joe Anderson at PetroVAL

What Type Of Financing Is Right For You Or Your Client?
Click Here To Find Out!

Want some cool gas station stuff? Sign Up below:


 Learn Everything You Needed To Know About Environmentals But Didn't Want To Ask!


Listen To Tony Amato About What You Should Look For When Purchasing A Gas Station Or Convenience Store.


Listen To Industry Veteran Bobby Stanton About What You Can Do To Make Your Store More Profitable.


Learn The Good, The Bad And The Ugly About SBA Financing


I Really Prefer Conventional Financing.  Is It Better Than SBA Or Less Expensive?


Can I Get Private Or Hard Money Financing? Is It Rate And Fee Prohibitive?


Is Business Only Financing Availalble? What Are The Criteria?


What Documentation Is Normally Necessary For Traditional Financing?


Can You Get Gas Station / Convenience Store Financing If You Don't Have Great Credit?


Presentation Is Half The Battle In Getting A Loan Approved.  We're Not Mind Readers!


Why Does It Take SO LONG To Be Approved At Times?


 What Is Global Debt Service Coverage And How Does It Relate To You If You Have Multiple Businesses


What Is The Difference Between Loan-To-Value (LTV) and Loan-To-Cost? This Is A MUST Know!


Can You Have A Seller Held Second? What Makes Them Attractive And Unattractive


Don't Forget Closing Costs, Working Capital And Inventory Or Your Deal Might Not Be Approved!


Can Lenders REALLY Make The High Loan-To-Value (LTV) Loans They Claim They Can?


Find Out How Much You Know About The Petroleum Business And If You Pass

What Type Of Financing Is Right For You Or Your Business?

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