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State Associations 

Alabama Grocers Association 
(205) 823-5498
http://www.alabamagrocers.org 
 
Petroleum & Convenience Marketers of Alabama 
(334) 272-3800
http://www.pcmala.org 
 
Arkansas Grocers and Retail Merchants Association 
(501) 664-8680
 
Arkansas Oil Marketers Association 
(501) 374-6293
http://www.aoma.org 
 
Arizona Food Marketing Alliance 
(602) 252-9761
http://www.afmaaz.org 
 
Arizona Petroleum Marketers Association 
(480) 460-1561
 
California Grocers Association 
(916) 448-3545
http://www.cagrocers.com 
 
California Independent Grocers Association 
(916) 929-9741
http://www.ciga.org 
 
California Independent Oil Marketers Association 
(916) 646-5999
http://www.cioma.com 
 
Convenience and Neighborhood Store Association 
(916) 684-3516
 
National Korean-American Grocers Association 
(213) 388-0144
http://www.kagro.org 
 
Neighborhood Market Association 
(619) 464-8485
 
Colorado / Wyoming Petroleum Marketers 
(303) 422-7805
http://www.cwpma.org 
 
Rocky Mountain Food Industry Association 
(303) 830-7001
 
Independent Connecticut Petroleum Association 
(860) 613-2041
http://www.icpa.org 
 
Delaware Food Industry Council 
(302) 325-4025
 
Florida Petroleum Marketers & Convenience Store Association 
(850) 877-5178
http://www.fpma.org 
 
Georgia Association of Convenience Stores
(770) 736-9723
http://www.gacs.com 
 
Georgia Food Industry Association
(770) 438-7744
http://www.gfia.org 
 
Georgia Oilmen's Association
(770) 995-7570
http://www.georgiaoilmensassoc.com 
 
Hawaii Food Industry Association
(808) 533-1292
http://www.hawaiifood.com 
 
Iowa Grocery Industry Association
(515) 270- 2628
http://www.iowagrocers.com 
 
Petroleum Marketers & Convenience Stores of Iowa
(515) 224-7545
http://www.pmcofiowa.com 
 
Idaho Petroleum Marketers and Convenience Store Association 
(208) 345-6632
 
Idaho Retailers Association 
(208) 342-0010
http://www.idahoretailers.org 
 
Illinois Association of Tobacco & Candy Distributors
(217) 535-1055
 
Illinois Food Retailers Association
(630) 627-8100
http://www.ifood.org 
 
Illinois Petroleum Marketers
(217) 544-4609
http://www.ipma-iacs.org 
 
National Automatic Merchandising Association 
(312) 346-0370
http://www.vending.org 
 
Indiana Grocery and Convenience Store Association
(317) 684-5409
http://www.igcsa.net 
 
Indiana Petroleum Marketers & Convenience Store Association
(317) 633-4662
http://www.ipca.org 
 
Kansas Food Dealers Association
(913) 384-3838
 
Petroleum Marketers & C-Store Association of Kansas 
(785) 233-9655
http://www.pmcaofks.org 
 
Kentucky Association of Convenience Stores, Inc.
(502) 696-9153
http://www.kgaonline.org 
 
Kentucky Petroleum Marketers Assocations 
(502) 875-3738
http://www.kpma.net 
 
Kentucky Retail Federation
(502) 875-1444
http://www.kyretail.com 
 
Louisiana Oil Marketers & Convenience Store Association
(225) 926-8300
http://www.lomcsa.com 
 
Louisiana Retailers Association
(225) 344-9481
http://www.laretail.org 
 
Independent Oil Marketers Association of New England
(225) 926-8300
http://www.lomcsa.com 
 
New England Convenience Store Association
(781) 297-9600
http://www.necsa.net 
 
Mid-Atlantic Food Dealers Association
(410) 377-3200
http://www.mafda.org 
 
Mid-Atlantic Petroleum Distributors Association
(410) 349-0808
http://ww.mapda.org 
 
Maine Grocers Assocation
(207) 622-4461
http://www.mainegrocers.org 
 
Maine Oil Dealers Association
(207) 729-5298
http://www.meoil.com 
 
Associated Food & Petroleum Dealers
(248) 671-9600
http://www.afpdonline.org 
 
Convenience Store Association of Michigan
(517) 485-5536
http://www.scofesconsulting.com 
 
Michigan Food and Beverage Association
(586) 393-8800
http://www.michfood.org 
 
Michigan Grocers Association
(517) 372-6800
http://www.michigangrocers.org 
 
Michigan Petroleum Association 
(517) 622-3530
http://www.mpamacs.org 
 
Minnesota Grocers Association
(651) 228-0973
http://www.mngrocers.com 
 
Minnesota Petroleum Marketers Association
(651) 484-7227
http://www.mpmaonline.com 
 
Minnesota Service Station Association
(651) 487-1983
http://www.mnssa.com 
 
Mid-America Grocers Association
(314) 481-2117
 
Missouri Grocers Association
(417) 831-6667
http://www.missourigrocers.com 
 
Missouri Petroleum Marketers Convenience Store Association
(573) 635-7117
http://www.mpca.org 
 
Mississippi Petroleum Marketers & C-Store Association
(610) 353-1624
http://www.mspetroleum.com 
 
Montana Food Distributors Association
(406) 449-6394
http://www.mfda.biz 
 
Montana Petroleum Marketers and C-Store Association
(406) 449-4133
  
North Carolina Petroleum & Convenience Marketers Association
(919) 782-4411
http://www.ncpcm.org 
 
North Dakota Grocers Association 
(701) 223- 4106
 
North Dakota Petroleum Marketers Association 
(701) 223-3370
http://www.ndpetroleum.org 
 
Nebraska Grocery Industry Association
(402) 423-5533
 
Nebraska Petroleum Marketers & C-Store Association Inc
(402) 474-6691
http://www.npcainc.com 
 
New Hampshire Retail Grocers Association
(603) 669-9333
http://www.grocers.org 
 
Fuel Merchants Association Of New Jersey
(973) 467-1400
http://www.fmanj.org 
 
New Jersey Food Council
(609) 392-8899
http://www.njfoodcouncil.com 
 
New Mexico Grocers Association
(505) 888-1812
http://nmga.qwestoffice.net 
 
New Mexico Oil & Gas Association
(505) 982-2568
http://www.nmoga.org 
 
New Mexico Petroleum Marketers Association 
(505) 293-6250
 
Nevada Petroleum Marketers & Convenience Store Association 
(775) 398-3000
 
Retail Association of Nevada
(775) 882-1700
http://www.rannv.org 
 
Empire State Petroleum Association Inc
(518) 449-0702
http://www.espa.net 
 
Food Industry Alliance of New York State, Inc 
(518) 434-1900
http://www.fiany.com 
 
New York Association of Convenience Stores
(518) 478-0458
http://www.nyacs.org 
 
East Central Ohio Food Dealers Association
(330) 494-2302
http://www.ecofooddealers.com 
 
Ohio Grocers Association
(614) 442-5511
http://www.ohiogrocers.org 
 
Ohio Petroleum Marketers & Convenience Store Association
(614) 947-8646
http://www.opmca.org 
 
The Ohio Council of Retail Merchats & Affiliates
(614) 221-7833
http://www.ocrm.net 
 
Oklahoma Grocers Association
(405) 525-9419
http://www.okgrocers.com 
 
Oklahoma Petroleum Marketers and C-Store Association
(405) 842-6625
http://www.opma-oacs.com 
 
Oklahoma Wholesale Marketers Association 
(405) 812-7667
http://www.owmanet.org 
 
Northwest Grocery Association
(503) 685-6293
http://www.ogia.org 
 
Oregon Neighborhood Store Association
(503) 316-9638
http://www.onsa.net 
 
Oregon Petroleum Association
(503) 670-1777
http://www.opma.net 
 
Pennsylvania Petroleum Marketers & Convenience Store Association
(717) 902-0210
http://www.ppmcsa.org 
 
Pennsylvania Food Merchants
(800) 543-8207
http://www.pfma.org 
 
Rhode Island Food Dealers Association
(401) 431-0880
http://www.rfda.com 
 
South Carolina Association of Convenience Stores
(803) 419-0804
http://www.scacs.org 
 
South Carolina Petroleum Marketers Association
(803) 765-9570
http://www.scpma.com 
 
South Dakota Petroleum and Propane Marketers Association
(605) 224-8606
http://www.sdp2ma-sdacs.com 
 
Tennessee Fuel & Convenience Store Association
(615) 242-4377
http://www.toma.org 
 
Tennessee Grocers & Convenience Store Association
(615) 889-0136
http://www.tngrocer.org 
 
Texas Grocery and Convenience Association 
(512) 926-9285
http://www.txgca.org 
 
Texas Petroleum Marketers & Convenience Store Association
(512) 476-9547
http://www.tpca.org 
 
Texas Restaurant Association
(512) 457-4100
http://www.restaurantville.com 
 
Utah Food Industry Association
(801) 973-9517
http://www.utfood.com 
 
Utah Petroleum Marketers Association
(801) 521-8340
 
Western Petroleum Marketers Association
(801) 263-9762
http://www.wpma.com 
 
Virginia Gasoline Marketers Council
(804) 643-0817
http://www.vgmcinc.com 
 
Virginia Petroleum, Convenience & Grocery Association 
(804) 282-7534
http://www.vpcga.com 
 
Vermont Fuel Dealers Association
(802) 485-7999
 
Vermont Grocers Association
(802) 839-1928
http://www.vtgrocers.org 
 
Washington Association of Neighborhood Stores
(360) 923-5466
 
Washington Food Industry Association
(360) 753-5177
http://www.wa-food-ind.org 
 
Washington Oil Marketers Association 
(206) 463-2314
http://www.waoil.org 
 
Wisconsin Grocers Association Inc.
(608) 244-7150
http://www.wisconsingrocers.com 
 
Wisconsin Petroleum Marketers & C-Store Association
(608) 256-7555
http://www.wpmca.org 
 
West Virginia Oil marketers and Grocers Association
(304) 343-5500
http://www.omegawv.com 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loan Submission

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Gas Station Convenience Store Loan Submission

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Frequently Asked Questions - FAQ

 

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Gas Station Pre-Qualifying

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Frequently Asked Questions about
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Find out why gas station and convenience store appraisals are different than other commercial properties from Joe Anderson at PetroVAL



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 Learn Everything You Needed To Know About Environmentals But Didn't Want To Ask!

 

Listen To Tony Amato About What You Should Look For When Purchasing A Gas Station Or Convenience Store.

 

Listen To Industry Veteran Bobby Stanton About What You Can Do To Make Your Store More Profitable.

 

Learn The Good, The Bad And The Ugly About SBA Financing

 

I Really Prefer Conventional Financing.  Is It Better Than SBA Or Less Expensive?

 

Can I Get Private Or Hard Money Financing? Is It Rate And Fee Prohibitive?

 

Is Business Only Financing Availalble? What Are The Criteria?

 

What Documentation Is Normally Necessary For Traditional Financing?

 

Can You Get Gas Station / Convenience Store Financing If You Don't Have Great Credit?

 

Presentation Is Half The Battle In Getting A Loan Approved.  We're Not Mind Readers!

 

Why Does It Take SO LONG To Be Approved At Times?

 

 What Is Global Debt Service Coverage And How Does It Relate To You If You Have Multiple Businesses

 

What Is The Difference Between Loan-To-Value (LTV) and Loan-To-Cost? This Is A MUST Know!

 

Can You Have A Seller Held Second? What Makes Them Attractive And Unattractive

 

Don't Forget Closing Costs, Working Capital And Inventory Or Your Deal Might Not Be Approved!

 

Can Lenders REALLY Make The High Loan-To-Value (LTV) Loans They Claim They Can?

 

Find Out How Much You Know About The Petroleum Business And If You Pass

What Type Of Financing Is Right For You Or Your Business?

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